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Certificate of Deposits

By securing your money for a specific period of time in certificates of deposit, you can earn higher dividend rates.

Citizens Bank offers CDs that earn competitive rates of interest and are available in a variety of terms. You choose the term that best meets your needs.

Add On Certificate
Add on to this 13-month certificate with as little as $100.00.

Additions do not extend the original 13 month term or roll over term and will earn the same rate of interest as the original term or rollover term.

  • Minimum to open $500.00

Jumbo Certificate
If you're looking for a place to invest a larger amount of money for a shorter term, our jumbo certificate rewards you with a higher interest rate.

  • Minimum to open $100,000.

 

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Temporary Liquidity Guarantee Program - Our institution has elected to participate in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.