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Citizens Choice 50
Because we understand your needs are unique.

  • No minimum balance to maintain account
  • Unlimited Checking with no per check charges
  • Free NetTeller™ Banking
  • Free Bill Pay
  • Free e-statement
  • VISA® Debit Card
    There are never any charges when you use your Debit card at a Citizens or Champaign Bank ATM.


Learn More About Choice Rewards

  • Free Basic Checks
    Receive one box of basic checks per year free or choose a designer check at 50% off.
  • No Fee Traveler’s Checks
  • Free New Safe Deposit Box for one year (subject to availability)

Check out our Citizens Choice 50 Plus for
more added values for a low monthly fee


Satisfaction Guaranteed
Open any personal checking account today. If you’re not completely satisfied in 30 days, we will gladly switch you to another Citizens Choice account that better suits your needs. We’ll also refund any applicable membership fees, no questions asked.

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Policies and Disclaimers Site Map Holding Company Information
For your convenience, Citizens Bank offers various links that may direct you away from the Citizens web site. Citizens Bank is not responsible for content or security of these web sites.

Temporary Liquidity Guarantee Program - Our institution has elected to participate in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.