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Citizens Bank
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Credit Protection Tips

Take advantage of the free annual credit reports

  • Do not share financial information with anyone unless you know the person or organization
  • Never give information by phone unless you initiated the call
  • Protect your credit by monitoring it regularly

You have the right to a free credit report from www.annualcreditreport.com or 877-322-8228. The ONLY authorized source under federal law.

You may request a free credit report annually. You can order your report online, by calling (877)-322-8228, or by mailing the Annual Credit Report Request Form:

Annual Credit Report Request Service,
P.O.Box 105281, Atlanta, GA 30348-5281.  

For more information visit the Federal Trade Commission at  http://ftc.gov/

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Policies and Disclaimers Site Map Holding Company Information

Citizens/Champaign Bank will never ask you for account or personal information via email or a link to a website. If you received a suspicious email and provided your account or personal information, contact Customer Service immediately at (888) 383-5133.

For your convenience, Citizens Bank offers various links that may direct you away from the Citizens web site. Citizen Bank is not responsible for content or security of these web sites.

NOTICE OF CHANGES IN TEMPORARY FDIC INSURACE COVERAGE FOR TRANSACTION ACCOUNTS- All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31,2010, through December 31,2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account " includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. .