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Commercial Lending Team: Erie County

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Rich Finneran
Vice President, Commercial Lending

Address:

Citizens Bank
100 E. Water Street
Sandusky, Ohio 44870

Phone:  419-627-4659

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As a lifelong resident of Erie County with 22 years of experience in the banking industry and specializing in commercial lending for the past 12 years, I am committed to working with the people in the communities where I live and raise my family.  I believe the opportunity for our communities to grow and develop is best supported by a bank that brands itself as customer-friendly.  I value the relationship built with my customers and I am committed to understanding their business to help them succeed. 

I am a graduate of the University of Dayton with a Bachelor of Science in Finance.  I also graduated from the School of Banking at Colorado and Leadership Erie County, Class of 1996. I earned the Dale Carnegie Certificate of Achievement in 2003.  I serve as a member of the Sandusky Rotary Club, Board of Trustees; Treasurer of the Goodwill Industries of Erie, Huron, Ottawa, and Sandusky Counties; Finance Advisory Committee Chair for Sandusky Central Catholic Schools;  Sandusky MS Walk, Coordinating Committee; The Bishop Robert Tournament of Champions Committee Member, Plum Brook Country Club; and Sandusky Yacht Club Member.

 

Robin Grathwol
Vice President, Commercial Lending 

Address:

Citizens Bank
100 E. Water Street
Sandusky, Ohio 44870 

Phone:  419-627-4503

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With over 29 years of experience in the banking industry and specializing in commercial lending for the past 15 years, I am committed to helping my customers meet their personal and business financial goals.  I earned my Bachelors Degree in Business and Finance at The Ohio State University and also studied at the Ohio School of Banking at Ohio University. 

I live in Sandusky and serve on the Foundation of Firelands Golf Fundraising committee.  Proceeds from this benefit help area cancer patients.

 

John King
Vice President, Commercial Lending

Address:

Citizens Bank
208 South Washington
Castalia OH 44824

Phone: 419-627-4685

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With 25 years of experience in the banking industry, specializing in agricultural lending, I live and breathe farming.  I am a graduate of the Ohio State University with a Bachelors Degree in Agriculture, specializing in animal sciences and Ag economics.  I have also attended several Ag lending specialty programs, including Purdue’s Counselor Sales training. I reside in Tiffin and serve on my local Church Board and as Chairman of the Renovation Committee.  I am a 4-H advisor and a member of the Ohio Cattleman's Association including Chairman of the BEST committee.

 

Paul Koch
Commercial Lender

Address:

Citizens Bank
100 E. Water Street
Sandusky, Ohio 44870

Phone:  419-627-4567

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I have been a part of this community for over 30 years and look forward to continuing my relationship with local business owners and entrepreneurs.  My experience as an attorney has provided me with an array of skills  in real estate transactions, corporate transactions, and understanding and interpreting contracts.  I thoroughly enjoy using my legal expertise to assist the bank’s customers as they pursue financing. 

I am a graduate of St. Mary’s Central Catholic High School, earned a Political Science Degree at Miami University and a Juris Doctorate from the Capital University Law School.  I reside in Perkins Township and serve on the boards of the Sandusky State Theatre and Firelands Habitat for Humanity.  I am a member of the Erie County Bar Association, the Ohio State Bar Association, Sandusky Elks Lodge # 285, the Erie County Chamber of Commerce and North Coast Young Professionals.  I also enjoy coaching youth athletics.