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Commercial Lending Team: Ottawa County

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Terry Chapman
Vice President, Commercial Lending


Citizens Bank
185 S.E. Catawba Rd.
Port Clinton, Ohio 43452

Phone:  419-732-0796 or  800-604-9368

Email Me

With over 38 years of banking experience specializing in commercial lending, I believe in building strong relationships with my customers to help them develop solutions for achieving their business goals.  I have attended Tiffin University and Terra Community College and studied accounting, banking and finance.  I have also earned my banking certificate at the Ohio School of Banking and graduated from the American Institute of Banking.

I reside in Sandusky and serve on the Perkins Local Schools Board of Education and am a member of the Port Clinton Rotary Club, the B.P.O.E Lodge 285 and the Catawba Island Club.